Cookie Policy

What Are Cookies and How We Use Them

Cookies are small text files that websites place on your device when you visit them. At felmoryhub, we use cookies and similar tracking technologies to make your experience on felmoryhub.sbs more personalized and efficient. Think of cookies as digital breadcrumbs that help us remember your preferences and improve how our platform works for you.

When you visit our finance education platform, we collect information through various tracking methods to better understand how you interact with our content. This helps us provide more relevant financial learning resources and ensures our platform functions smoothly across different devices and browsers.

Types of Tracking Technologies We Use

• Session Cookies: Temporary cookies that expire when you close your browser, helping maintain your login status during your visit
• Persistent Cookies: These remain on your device for a specified period, remembering your preferences for future visits
• Third-party Cookies: Placed by external services we use, such as analytics providers or embedded content platforms
• Local Storage: Browser-based storage that helps us save your progress through courses and learning materials
• Pixel Tags: Tiny invisible images that help us understand how you interact with our email communications

Specific Ways We Track Your Activity

Our tracking methods are designed to enhance your learning experience while respecting your privacy. Here's what we monitor and why:

Tracking Method	Purpose	Data Collected
Page Analytics	Understand content popularity	Page views, time spent, bounce rate
User Behavior	Improve interface design	Click patterns, scroll depth, navigation paths
Learning Progress	Track course completion	Module progress, quiz scores, completion rates
Device Information	Optimize for your device	Browser type, screen resolution, operating system

How Tracking Enhances Your Experience

The data we collect through cookies serves specific purposes that directly benefit your learning journey. For example, when you're halfway through a financial planning course, cookies help us remember exactly where you left off, so you can pick up right where you stopped without losing progress.

We also use tracking to personalize content recommendations. If you frequently access articles about investment strategies, our system learns this preference and suggests similar content that aligns with your interests. This means less time searching for relevant materials and more time focused on learning.

Marketing and Analytics Tracking

Beyond functional cookies, we use marketing cookies to understand which of our educational content performs best and how people discover our platform. This information helps us create more effective financial literacy programs and reach people who might benefit from our resources.

• Google Analytics tracks website performance and user engagement patterns
• Social media pixels help us understand how our content is shared and discussed
• Email tracking pixels show us which newsletters and course updates you find most valuable
• Advertising cookies help us show relevant financial education content when you visit other websites

Data Retention and Your Control

Different types of cookies have different lifespans. Session cookies disappear when you close your browser, while some persistent cookies might remain for up to two years. We regularly review and clean up stored data to ensure we're only keeping what's necessary for providing our services.

Managing Your Cookie Preferences

Every major browser gives you tools to control cookies. In Chrome, Firefox, Safari, and Edge, you can access cookie settings through the privacy or security sections of your browser preferences. Here you can:

• Block all cookies (though this may limit website functionality)
• Delete existing cookies from your device
• Set cookies to be automatically deleted when you close your browser
• Create exceptions for specific websites like felmoryhub.sbs
• Receive notifications when websites want to place cookies

Keep in mind that disabling certain cookies might affect your ability to access some features of our platform. For instance, blocking essential cookies could prevent you from logging into your account or saving your course progress.

Third-Party Services and Cookies

We work with trusted third-party services that may place their own cookies on your device. These include analytics providers, content delivery networks, and educational technology partners. Each of these services has its own privacy policy and cookie practices.

When you interact with embedded content like videos or interactive financial calculators, those services may also set cookies. We choose our partners carefully and ensure they meet our standards for data protection and user privacy.

Updates to Our Cookie Practices

As technology evolves and we improve our platform, our cookie usage may change. We'll update this policy to reflect any significant changes in how we use tracking technologies. We recommend checking this page periodically, especially if you have specific concerns about data collection.

When we make substantial changes to our cookie practices, we'll notify active users through email or prominent notices on our platform. This ensures you're always informed about how your data is being used.